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Our student health insurance is offered by Blue Cross and Blue Shield of Montana. It is a requirement of the University of Montana Western that students carrying seven or more credits have some form of health insurance. The Blue Cross and Blue Shield of Montana health policy is offered through the University of Montana Western and the premium for this policy will be automatically assessed to students. The premiums are paid on a semester basis along with tuition and fees. If you have other health insurance, you may waive the student health insurance by completing the online survey when registering for courses.


2020/2021 Insurance Rates:

Fall New/Returning Students:
08/01/2020- 01/31/2021: $2,310.00

Spring Returning Students:
02/01/2021- 07/31/2021: $2,310.00

Spring New Students:
01/01/2021- 07/31/2021: $2,695.00

*”New” students refer to students who haven’t been covered in the previous semester.

2019/2020 Insurance Rates:

Fall New/Returning Students:
08/01/2019- 01/31/2020: $2,337.50

Spring Returning Students:
02/01/2020- 07/31/2020: $2,337.50

Spring New Students:
01/01/2020- 07/31/2020: $2,727.08


Click here for Montana University System Student Insurance Plan information.

The Provider List can be accessed at the Blue Cross and Blue Shield of Montana website: For further information, please call the Student Insurance Office at 406-683-7389 on your campus or Blue Cross and Blue Shield of Montana at 1(800) 239-9446.